If you know what collateral is, then you know you would rather not have to risk losing something important to you. For those of you who do not know, collateral is something of value that is pledged by a borrower to protect the interest of the lender. What this means is, if you take out a loan, you would put up something of roughly equal value to the money you are being lent. If you fail to pay back the loan, the lender gets to keep the collateral.
Bail bonds can be viewed as a type of loan, and so some bail bond companies require their clients to put something up as collateral. Some bail bond companies, like Riverside Bail Bonds however, prefer a different method.
These companies choose to instead trust their clients, and only require the signature of a working co-signer as collateral. This way, the clients does not have to risk losing a house, car, or something as equally important. This can take a lot of stress off of the client, and in turn, make the bail bond process easier.